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Lifetime Allowance – Myths you need to know

For those who haven’t heard of this before, the Lifetime Allowance (LTA) is the amount that a UK individual can hold in a registered pension arrangement(s).  Now the LTA is £1.055m and it is set to increase with CPI every year.

lifetime allowance

Budgets and cashflow for Dentists and GPs

Major changes within General Practice over recent years have pushed GPs to move towards larger practice status, in particular there has been a rise in ‘super-size practices.’ With the new 5-year contract seeing an even bigger reform to GP services, the need for practices to work together, whether this be […]

Budgets healthcare

NHS Pensions – handy hints to plan your exit

There are loads of articles in the press right now about doctors leaving the NHS.  You may be wishing it was you? For most of the doctors I meet, their NHS Pension will underpin their retirement planning.  So, it’s probably a good idea to get clued up/take some advice if […]

NHS Pension

Financial Planning for North East Women

Come on ladies, it’s time to get a handle on long term finance! There have been a number of headlines recently about women not taking responsibility for their longer-term planning, many leaving it to their partner. Is this a problem? Perhaps not for some, but in my job I see […]

Financial planning for women

Worldwide Disclosure – what does it mean?

In recent months HMRC has issued a flurry of Requirement to Correct (RTC) letters urging individuals to disclose their worldwide income and gains and ultimately aims to recover unpaid tax.  But what do these letters mean?   Our world is becoming ever smaller and interconnected. Whether it be a 10am Skype […]

Worldwide Disclosure

Coast to Coast Conquered

Last month I posted an article on my training for the Coast to Coast (C2C) cycle ride. I’m pleased to report our team managed to conquer the ride last weekend despite atrocious weather. We set off enthusiastically from Fernwood House on Friday morning loaded with enough fruit, water and chocolate […]

HMRC TAX WARNING! BEWARE! DANGER!

HMRC will NEVER EVER send you an email or ring you to tell you that you are entitled to a tax refund. That is fact. In the last week we have seen two different examples of scam emails pretending to be from HMRC saying a tax refund is waiting and […]

Financial planning for University – “Today playgroup, tomorrow university”

Someone said this to me about 18 years ago when their daughter, a similar age to mine, had just started playgroup.  This mother, so upset about losing the company of her toddler, not long after started to home-school – successfully, huge admiration.  At the same point, I practically jogged to […]

Financial Planning Student

Xero for healthcare professionals

Due to changes in NHS contracts practice mangers are facing increased financial pressure; mainly the need to sustain a similar level of profit despite funding being reduced. This then puts pressure on patient care, and so the domino effect begins. How can we make lives easier for all here? Looking […]

Xero for Healthcare

Coast to Coast – Charity Cycle

Here at Robson Laidler we have a strong focus on giving something back to the community.  We have regular charity fund raising activities as well as volunteering opportunities. I’ll be honest I often ignore the requests for help with this or that charity effort but when someone suggested a charity […]

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