Think back to the 80’s (if you can!) we had Wall Street, Harry Enfield’s Loadsamoney, Miami Vice, regular news items on city traders making a fortune. At that time being a millionaire was out of reach for most people. Maybe a bit distasteful even. Since then, due to the success […]
Tag Archives: financial planning
29
Jan
Jan
Everyday it seems I’m getting queries from clients asking whether they can buy individual shares through the investment accounts that we manage. These queries are likely to be generated as a result of the sizeable gains seen in some stock prices since last March after the pandemic effects took […]
22
Dec
Dec
If all plans are out of the window is it worth planning at all? What a year! If anyone had told us we would not have believed them. So many plans cancelled. But what about our clients’ long term financial plans? Were they even affected by the Covid pandemic? Not […]
01
Dec
Dec
Most business owners are focussed individuals and love what they do. Our financial planning team RL Wealth are in the fortunate position to see the whole picture. They can see the turnover, the profits, the tax return but, because it’s about balancing the business finances with the owner’s personal financial […]
Blog, Budget, Family, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Wealth
Getting closer to 50 – financial planning priorities
09
Oct
Oct
To round off with the Financial Planning Week blog posts from our team, Director and Chartered Financial Planner Amanda Cowie gives her thoughts on financial planning when you are nearing 50!… If, like me, you are getting near your “special” birthday you maybe can’t believe that you are at […]
Blog, Budget, Financial Planning, Investments, Later Life, Personal Finance, Retirement, Wealth
Financial Planning in your Thirties
07
Oct
Oct
This week is Financial Planning Week and to support this we have asked our staff to give us their own thoughts on their own financial planning priorities, in hope that this might give others some inspiration and ideas when it comes to planning for themselves. Here’s a great read […]
Blog, Financial Planning, Pensions, Personal Finance, Retirement, Wealth
Generation Z – Financial Planning Priorities
06
Oct
Oct
Continuing with our series of blog posts from members of our team on what’s important to them when planning their financial future, here’s some thoughts from Megan Dimmick, wealth administrator… As a recently turned 21-year-old and a generation Z, financial planning would usually be the last thing on my […]
Blog, Financial Planning, Investments, Later Life, Pensions, Personal Finance, Retirement, Tax, Taxable Benefits, Wealth
Don’t ignore your pension savings statement
22
Sep
Sep
It’s rare nowadays to be in, what used to be called, a “Final Salary” pension. We now call these “Defined Benefit” pensions because they are now not typically based on your final salary but on your service and income levels throughout the period of membership. If you work for the […]
Blog, Budget, Business, Financial Planning, Investments, Pensions, Personal Finance, Wealth
Do you know what your financial goals are?
09
Sep
Sep
As financial planners, we ask a lot of questions about goals – you might think we are being nosy?! The reason for asking so many questions is to try and establish what’s most important to you. It’s not as simple as just asking you what your goals are. If you […]
Blog, Budget, Financial Planning, Investments, Later Life, Personal Finance, Wealth
Cash reserves – the “Goldilocks” theory
07
Sep
Sep
Our sister company Robson Laidler Accountants and Tax Advisers have scheduled a Webinar Wednesday 9 September on “Cashflow Management”. This event is for business owners and you can contact ggraham@robson-laidler.co.uk if you would like to attend. But what about our own, personal cash reserves? Whilst the last 6 months have […]