Category Archives: Wealth

Lifetime Allowance – Myths you need to know

lifetime allowance

For those who haven’t heard of this before, the Lifetime Allowance (LTA) is the amount that a UK individual can hold in a registered pension arrangement(s).  Now the LTA is £1.055m and it is set to increase with CPI every year.

NHS Pensions – handy hints to plan your exit

NHS Pension

There are loads of articles in the press right now about doctors leaving the NHS.  You may be wishing it was you? For most of the doctors I meet, their NHS Pension will underpin their retirement planning.  So, it’s probably a good idea to get clued up/take some advice if […]

Financial Planning for North East Women

Financial planning for women

Come on ladies, it’s time to get a handle on long term finance! There have been a number of headlines recently about women not taking responsibility for their longer-term planning, many leaving it to their partner. Is this a problem? Perhaps not for some, but in my job I see […]

Financial planning for University – “Today playgroup, tomorrow university”

Financial Planning Student

Someone said this to me about 18 years ago when their daughter, a similar age to mine, had just started playgroup.  This mother, so upset about losing the company of her toddler, not long after started to home-school – successfully, huge admiration.  At the same point, I practically jogged to […]

Self employed millennials heading for a rocky retirement

retirement planning

Recent research from Fidelity suggest that those who are self employed between the ages of 23 and 38 (millennials) are not saving enough for retirement. Two in three young self-employed workers surveyed by the investment firm and pension provider said they had no pension savings whatsoever, with nearly three-quarters of […]

Later Life Care – a financial time bomb?

later life care time bomb

Local authorities are cash strapped – fact.  The Dilnot Report capping the cost of Later Life Care fees keeps being delayed.  Something has to be done to address this. The Pensions Policy Institute (PPI) has published ‘Care in later life: incentives to use assets to pay for care’ sponsored by […]